Phongsavanh bank

No	Descriptions	Services fees
1	Registration fee	LAK 30.000/green card. LAK 50.000/gold card.
2	Photo print on the card	LAK 30.000/card
3	Fees for all types of Card Issued urgently	Registration fee plus LAK 20.000
4	Fees for all types of Card with Photo issued urgently	Urgent card issuing fee plus LAK 20.000
5	Card replacement	LAK 30.000/green card. LAK 50.000/gold card.
6	Issuing a new PIN	LAK 20.000/card . LAK 40.000/card (one day).
7	Issuing an additional card	LAK 30.000/green card. LAK 50.000/gold card.
8	Monthly fee	LAk 3.000, USD 0,4, THB 13
9	Sale draft retrieval	LAK 40.000
10	Cash withdrawal from Bangkok Bank ATMs in Thailand	ATM Card link to LAK account,Fee 12% ,minimum 10,000LAK, maximum 1,900,000LAK ATM Card link to THB account,Fee 12% ,minimum 25 THB,maximum 3,000THB. ATM Card link to USD account (Free)
11	Balance enquiry from Bangkok Bank ATMs in Thailand	LAK 3.000, USD 0.4, THB 12

No	Descriptions	Services fees
1	Registration fee	Nil
2	Requesting an additional card	LAK 40.000
3	Monthly fee	LAK 8.000 for UPI Debit card, USD 1, THB 30. LAK 13.000 for Visa Debit card, USD 1,6, THB 50.
4	Card replacement	LAK 40.000 for UPI Debit card and Visa Debit Classic. LAK 60.000 for Visa Debit Gold.
5	Registration fee plus LAK 20.000	Registration fee plus LAK 20.000
6	Issuing a new PIN	LAK 20.000/card. LAK 20.000/card (one day).
7	Sale draft retrieval	LAK 40.000
8	Foreign exchange markup	Refer to the charge from foreign banks
9	Dispute request	Refer to the charge from foreign banks
10	Minimum Account Balance	Refer to the condition of saving/premier account
11	ATM withdrawal and transfer limit per day (in Lao Kip only)	LAK 15 million for UPI Debit & VISA Debit Classic. LAK 20 million for VISA Debit Gold card.
12	Cash withdrawal (at Off-Us ATMs and counter)	3% or LAK 50.000, USD 6, THB 200
13	Balance enquiry	LAK 4.000, USD 0.5, THB 16

No	Descriptions	Services fees
1	Registration fee	LAK 200.000/Classic Silver Card LAK 300.000/Gold Card
2	Annual fee	LAK 300.000/Classic Silver Card LAK 400.000/Gold Card
3	Supplemental card
Registration fee		Nil
3.2 Annual fee		LAK 150.000/Classic Silver Card. LAK 200.000/Gold Card
4	Service fees
4.1 Interest rate		18% p.a.
4.2 Card replacement		LAK 40.000
4.3 Issuing a new PIN		LAK 20.000/Classic Silver Card. LAK 30.000/Gold Card
4.4 New PIN issued urgently (within a day)		LAK 40.000
4.5 Cash withdrawal		3% or min LAK 50.000/transaction. Max 75% of the limit
4.6 Minimum monthly repayment		10% of the outstanding balance or min LAK 250.000
4.7 Late payment		1% of the minimum of repayment amount within a month (above LAK 25.000 but not over LAK 150.000/month)
4.8 Interest free period		20 days of grace period for buying-selling transactions, but the cash withdrawal transaction, the interest is calculated since the day of withdrawal.
4.9 Sale draft retrieval		LAK 40.000
4.10 Foreign exchange markup		1%
4.11 Statement retrieval		LAK 20.000
4.12 Requesting to increase the limit		LAK 40.000
4.13 Dispute request		Refer to the charge from foreign banks
4.14 Management Fee (In the case of using at other banks intra country and oversea)		5% per Transaction

No	Descriptions	Services fees
1	Cash withdrawal for international and other domestic bank cards	At the ATM, LAK 20.000/transaction At the service counter, 2,5% or min LAK 20.000/transaction
2	Merchant discount fee
2.1 Cards issued by others (PSVB/Off-us card)		2-3%/transaction (depending on each merchant)
2.2 Cards issued by PSVB (PSVB/On-us credit card)		0-1%/transaction (depending on each merchant)
2.3 PSVB ATM cards		0-1%/transaction (depending on each merchant)

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