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Card Services Fees


1. ATM card fees
No Descriptions Services fees
1 Registration fee

LAK 30.000/green card.

LAK 50.000/gold card.

2Photo print on the cardLAK 30.000/card
3Fees for all types of Card Issued urgentlyRegistration fee plus LAK 20.000
4Fees for all types of Card with Photo issued urgentlyUrgent card issuing fee plus LAK 30.000
5Card replacement

LAK 30.000/green card.

LAK 50.000/gold card.

6Issuing a new PIN

LAK 30.000/card

LAK 40.000/card

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7Issuing an additional card

LAK 30.000/green card.

LAK 50.000/gold card.

8Monthly feeLAk 3.000, USD 0.4, THB 13
9Cash withdrawal from Bangkok Bank ATMs in Thailand

ATM Card link to LAK account,Fee 1% ,minimum 10,000LAK, maximum 100,000LAK

ATM Card link to THB account,Fee 1% ,minimum 25 THB,maximum 150THB.

ATM Card link to USD account (Free)

11Balance enquiry from Bangkok Bank ATMs in ThailandLAK 10.000, USD 0.5, THB 14

2. International Debit Card Fees (Visa & UPI)
No Descriptions Services fees
1 Joining fee200,000 (Except for card linked to dollar currency account)
2Requesting an additional cardLAK 150.000
3Monthly fee

LAK 9.000 for UPI Debit card, USD 1, THB 30.

LAK 20.000 for Visa Debit card, USD 1.6, THB 50

4Card replacement LAK 150.000
5Urgent card issuance feeJoining fee+LAK 20.000
6Issuing a new PIN

LAK 30.000/Time.

LAK 40.000/Time (one day).

7Foreign exchange markup1%
8​​Dispute requestRefer to the charge from foreign banks
9Cash withdrawal (at Off-Us ATMs and counter)3% or LAK 50.000, USD 6, THB 200
10Balance enquiry LAK 10.000, USD 0.5, THB 16
11Daily Credit limit

10,000,000Kip/Card/Day for Gold card

5,000,000Kip/Card/Day for Classic card


3. VISA, MASTER, JCB & UPI Credit Card Fees
No Descriptions Services fees
1Registration fee

LAK 200.000/Classic Silver Card

LAK 400.000/Gold Card

2Annual fee

LAK 300.000/Classic Silver Card

LAK 500.000/Gold Card

3Supplemental card
Registration fee Nil
3.2 Annual fee

LAK 250.000/Classic Silver Card.

LAK 300.000/Gold Card

4Service fees
4.1 Interest rate18% p.a.
4.2 Card replacement 150,000Lak For VISA, MASTER, JCB & UPI 200,000Lak For Co-Branding
4.3 Issuing a new PIN

LAK 20.000/Classic Silver Card.

LAK 30.000/Gold Card

4.4 New PIN issued urgently (within a day) New PIN Fee + LAK 40.000
4.5 Cash withdrawal

Withdraw at PSV Bank 3% or min LAK 50.000/transaction.

Withdraw at other Banks 3% or min LAK 50.000/transaction.

Max 75% of the limit

4.6 Minimum monthly repayment 10% of the outstanding balance or min LAK 250.000
4.7 Late payment 1% of the minimum of repayment amount within a month (above LAK 25.000 but not over LAK 150.000/month)
4.8 Interest free period 20 days of grace period for buying-selling transactions, but the cash withdrawal transaction, the interest is calculated since the day of withdrawal.
4.9 Foreign exchange markup 1%
4.10 Statement retrieval LAK 20,000/Card/Billing cycle
4.11 Increase temporary credit limit LAK 40,000/Transaction
4.12 Balance transfer LAK 5,000/Transaction
4.13 Request statement before the billing cycle LAK 20,000/Card/Time
4.14 Dispute request Refer to the charge from foreign banks
4.15 Management Fee (In the case of using at other banks intra country and oversea) According to the notification of the bank (Exchange rate fluctuations)
5Daily Credit limit

10,000,000 Kip/Card/Day for Gold card

5,000,000 Kip/Card/Day for Classic card


4. Card Acquiring
No Descriptions Services fees
1Cash withdrawal for international and other domestic bank cards

At the ATM, At the ATM: 2% or min LAK 20,000 ; Max LAK 40,000/transaction

At the service counter, 2,5% or min LAK 20.000/transaction

2Merchant discount fee
2.1 Cards issued by others (PSVB/Off-us card)2-3%/transaction (depending on each merchant)
2.2 Cards issued by PSVB (PSVB/On-us credit card)0-1%/transaction (depending on each merchant)
2.3 PSVB ATM cards0-1%/transaction (depending on each merchant)
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