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SbuyPay Online Payment Gateway

Phongsavanh Bank is pleased to offer an E-Commerce payment solution called the SbuyPay online payment gateway. With SbuyPay you can extend the reach of your business, find new customers and increase your sales.

“SbuyPay” will allow you to
  • Sell products 24/7 through a website.
  • Sell to customers all over Laos and internationally as well.
  • Sell with three currencies Laos Kip, Thai Baht, and US dollars.
  • Sell with confidence because of the latest in internet security provided by Mastercard.
  • Login to a Merchant Administrator Portal to check your payment account any time you want.
  • Sell to customers using Mastercard, Union Pay and JCB credit and debit cards.
Conditions / consideration to apply “SBuyPay”
  • The company must be registered in Laos as a company or business and have a good credit history. There must be no history of bad credit with any financial institution
  • Must sell products/services that are legal and cannot sell drugs, gambling or pornographic products.
  • Website must not be a “cyber-mall” or “shopping mall” platform where sellers list items for sale. Items sold must be from the company.
  • Must have a website ready to go and registered in the name of the company or person who is an authorized signatory according to the certificate of registration of the company.
  • Proof of Internet domain name registration in the name of the company or the business owner who is an authorized signatory.
  • Sample of product/service information web page and payment/check-out web page.
Required Documents
  • A copy of Business License.
  • A copy of Investment Registration License.
  • A copy of Tax License.
  • Company profile.
  • A copy of valid Identification Card or Passport
  • A copy of Family Book (For Lao citizen).
  • A copy of the most recent 3-month bank statement
  • Copy of the first page currency LAK of Phongsavanh Bank’s account
Fee and Other Service Charged
Monthly Merchant fee$30
Website Integration fee (One time charge)$250
Merchant discount rate (MDR)/transaction 4 %

For those who are interested in using “SBuyPay” E-Commerce Gateway of Phongsavanh Bank Please contact us at Electronic Banking Department, Phongsavanh Bank or contact the service staff at the service unit near you. Call Center: 1188.

Download application form for apply
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